1Tap turns supported bank-account debit and credit SMS into a private spending ledger on your Android phone.
Add cash or other transactions manually, organize your spending, and keep your transaction data on-device without a bank login or cloud account.
No bank login • No cloud account • Core tracking works offline
Supported bank messages, fast categorization, searchable history and manual entry in one private Android ledger.
Supported bank-account debit and credit SMS can become transactions automatically.
Categorize quickly and let 1Tap remember merchant-category rules for future matches.
Search and filter by merchant, category, amount, date and money-in or money-out direction.
Add cash or income manually and re-scan supported past bank transaction SMS when needed.
Three simple steps to effortless expense tracking.
Your bank sends a transaction SMS.
1Tap identifies supported transaction details on your phone.
Choose a category in one tap. 1Tap can remember merchant-category rules for future matches.
See Money In, Money Out, Net balance, category totals, and spending trends in one simple view.
Scan supported past bank transaction SMS during setup or later from Settings to build a more complete history.
Note: Your SMS is processed on your phone.
Supported transaction-message processing, categorization, history and analytics run locally on your Android phone.
Your 1Tap transaction history is stored locally on your phone.
Supported transaction messages are processed directly on your Android device.
Expense tracking, categorization and local history do not depend on a cloud account.
1Tap does not ask for your internet-banking username, password or bank credentials.
A transparent look at how 1Tap handles your personal finances.
Bank-account debits and credits, UPI-linked bank debits, ATM withdrawals, bank transfers, salary and income bank credits.
Cash spending, unsupported messages and other personal income or expenses. Merchant notifications that do not prove bank-account cashflow are not counted automatically.
| Feature / Behavior | 1Tap |
|---|---|
| Automatic SMS tracking | Yes |
| Bank login required | No |
| Cloud account required | No |
| Manual transaction entry | Yes |
| Historical SMS import | Yes |
| Merchant/category correction | Yes |
| Spending insights | Yes |
| Local transaction storage | Yes |
One-time purchase. No monthly subscription. Your financial ledger belongs to you.
Everything you need for everyday expense tracking.
More control and deeper spending insights.
Let 1Tap detect the supported bank transaction on your device. You choose the category in one tap.
No. 1Tap does not ask for your bank username, password or internet-banking credentials.
1Tap checks supported bank transaction SMS on your Android phone and extracts eligible transaction details locally.
1Tap stores your transaction history locally on your device and does not require a cloud account.
It uses supported bank transaction SMS to identify eligible bank-account debits and credits locally on your phone. Manual entry remains available.
Yes. You can edit transaction details and categories. 1Tap can remember eligible corrections for future matching transactions.
Merchant identification depends on the information available in the transaction message. When a merchant is unavailable or uncertain, you can correct the transaction manually.
Money Out currently includes confirmed outgoing transactions, including transfers. Transfer-specific classification may be added in a future version.
Core expense tracking, categorization, analytics and local history do not depend on a cloud account or server connection.