Instant offline expense tracking that intercepts spends via Android notifications before you switch apps. Zero cloud footprint, sub-1-second logging, 100% on-device SQLite.
Every conventional expense tracker forces you to choose between exhausting manual entry or granting bank SMS access to cloud servers. 1Tap presents an instant, floating 1-tap categorizer over your payment confirmation, logs directly to local storage, and disappears.
No bank login. No cloud account. Built for Android.
Built to give you full visibility over your spending with zero manual logging hassle and total privacy.
Categorize at the moment of payment directly over your payment confirmation screen.
Encrypted SQLite stored entirely on hardware. No cloud servers, no third-party tracking.
No requirement to launch full app daily. Expenses are captured automatically on tap.
Full user sovereignty over raw ledger data. Export your entire transaction history anytime.
Three simple steps to effortless expense tracking.
Your bank sends a transaction SMS.
OneTap identifies supported transaction details on your phone.
The transaction appears in your history, categories, and spending insights.
See Money In, Money Out, Net balance, category totals, and spending trends in one simple view.
Scan eligible bank SMS already on your phone during setup and start with a more complete transaction history. Scanning usually takes less than 30 seconds.
Note: Your SMS is processed on your phone.
Clear, straightforward technical design that respects your personal financial boundaries.
Transactions are stored in OneTap's local database inside Android's app-protected storage partition.
Processes transaction SMS locally without third-party analytics or tracking SDKs.
OneTap does not request the android.permission.INTERNET permission.
You can add transactions manually anytime without granting SMS access.
A transparent look at how OneTap handles your personal finances.
| Feature / Behavior | OneTap |
|---|---|
| Automatic SMS tracking | Yes |
| Bank login required | No |
| Cloud account required | No |
| Manual transaction entry | Yes |
| Historical SMS import | Yes |
| Merchant/category correction | Yes |
| Spending insights | Yes |
| Local transaction storage | Yes |
Start tracking your money automatically without cloud accounts or bank credentials.
No. OneTap does not need your bank username, password, or bank login.
OneTap reads eligible bank transaction SMS on your Android phone and extracts supported transaction details locally.
OneTap is designed to keep transaction data on your device and does not require a cloud account.
Automatic SMS tracking requires SMS read permission. You can still use manual transaction entry without SMS access.
Yes. You can edit transaction details and categories. OneTap can remember eligible corrections for future matching transactions.
Merchant identification depends on the information available in the transaction message. When a merchant is unavailable or uncertain, you can correct the transaction manually.
Money Out currently includes confirmed outgoing transactions, including transfers. Transfer-specific classification may be added in a future version.
OneTap is designed around local processing and does not require a cloud account for its core transaction-tracking experience.